core fund performance 

The 7IM AAP funds and Ruffer’s Total Returns Fund employ fundamentally different strategies. 7IM’s AAP funds effectively track the index in a very cost effective manner whereas Ruffer actively search for value and growth opportunities and take a far more proactive approach to investment management. Combining the two provides the broad diversification we believe is required to reduce risk.
 
The Diversifier Portfolio from Hasley brings a broader “go anywhere” strategy. Hasley describe the fund as being “at least as low risk as a Cautious Managed fund” although the breadth of the investments include of a broader range of assets to include alternative and low and non correlated investments.  These are out with the IMA sector definition for Cautious Managed and the fund therefore defaults to the “specialist” sector.

The Hasley Multi Strategy portfolio profile is that of a medium risk investor. The fund typically holds 50% in an actively managed range of UK and Global Equities with the balance spread across a range of broadly diversified assets that are no correlated to equities.

The J P Morgan Cautious Total Return fund is designed to deliver positive returns. The managers aim to beat deposit account returns by altering exposure to cash, equities and bonds swiftly, depending on market conditions. It offers all the smoothing benefits of traditional life funds without complexities, guarantees, lock-ins and penalties