“The team at Intelligent Capital have acted as my Financial Advisor since 2007. During this time they have advised me on the investment of two separate pension funds. At all times they have taken a great deal of time to fully understand my financial situation and expectations, particularly my attitude to risk.
Recommendation Reports have been clear, and when requested I have been given further explanations on options or recommended strategies. Intelligent Capital have advised me during a period of unprecedented economic turmoil. During this time they have been pro-active and ready to recommend a wide range of products.
A recent pension transfer exercise was managed professionally and quickly. During the whole process I was kept fully informed by various members of the team at Intelligent Capital.”
Mr R L, Bedfordshire
“I have been involved with Intelligent Capital for the past six years, my first contact was just after my husband died, and I had to understand his pension plan and my financial position. I found that my advisor was sensitive and helpful, giving me a clear understanding of what capital I had, and suggesting what was the best way to use it for my lifetime and later for my children.
Since then he has reviewed the situation with me each year, which I find reassuring. I am given clear explanations of possible changes, while being able to safely leave the details to him and his team. I have always had prompt and helpful access to him, and answers to my queries.”
Mrs A D, London
“Transitioning to Intelligent Capital made for a very refreshing change. My advisor speaks a language I actually understand, so I no longer feel bewildered by the options. I receive regular correspondence and know that I can contact my advisor at any time for a personal discussion. I particularly appreciate the transparency of charging and their discrete, assured, professional approach, which makes me feel that I’m ‘in safe hands’.”
Ms J C, Aberdeenshire
“I took early retirement over 10 yrs ago and was fortunate to have a company final salary pension and was seeking advice as to the best way forward with this.
I certainly have no regrets as over the past 10 to 11 yrs IC has managed my pension funds very efficiently particularly in a very volatile market over the passed decade.
Although fund losses did occur, these were minimal due to the diligent and professional management of the funds by IC.
Their personal and friendly approach plus the constant update of fund allocation etc. was excellent and easy access to them was always available by telephone or email.”
Mr D G, Glasgow
“I met Graeme at a pension seminar about 9 years ago when my husband was terminally ill and I was in sore need of pensions, savings and tax advice. Intelligent Capital has been an invaluable support during the last (almost) decade providing tailored advice and counsel.
Not only do I feel Intelligent Capital always gives specific, well structured advice, Graeme and his colleagues go the extra mile time and again in helping with big issues and small. I sit down with him on a regular basis and review investments (whether made through Graeme or not) and discuss ongoing strategy which is most helpful.”
Ms A F, Edinburgh
“Intelligent Capital provide me with impartial financial advice through knowledgeable and experienced financial advisers. Their professional approach ensures peace of mind and more importantly income security.
I am impressed by their extensive knowledge of the market and their research into new products. I particularly like the way the resultant financial recommendation reports are produced covering all the various options whilst being relatively easy to understand.
In the event that I have any questions or queries my financial adviser and his team is only a phone call or email away to offer helpful and friendly advice.”
Mr A B, Bedfordshire